For contractors and fleet owners
Need Equipment Financed? One Call From A Broker With 600 Lenders.
The Resonance Group finances excavators, dozers, loaders, dump trucks and tractor-trailers for established contractors and fleet owners. New or used, any brand, any seller, matched across 600 lenders.
Answering doesn't pull your creditOne call, from TramFrom $50,000
- DTDump truckUsed, from a dealerQuote in
- APYour applicationA few quick questionsDone
- TRTram, The Resonance GroupYour brokerOn the call
- LNLender1 of 600, matched to the dealApproved
Why one form turns into five calls
Lead sites sell your details. The dealer and the bank say no.
01
Your details get sold
Fill in a lead site's form and your details go to several lenders at once. Four or five calls follow, and you don't know which one to trust.
02
The dealer's 0% is narrow
It covers new machines of one brand, often in stock only. A used machine, another brand or a private sale falls outside it.
03
The bank has one set of rules
One lender, one box. If the deal doesn't fit it, the answer is no, and it can take weeks to get there.
How it works
One form, one call, the right lender out of 600.
Your details go to Tram and nobody else. Tram matches the deal across 600 lenders and calls you back.
- 01Two minutes
Tell us the machine
What you're buying, roughly what it costs, and a few questions about your business. Answering doesn't pull your credit.
- 02About a minute
Talk to Tram
Inside Tram's hours we call you straight back. Outside them, you pick a time.
- 03Next
Matched to 1 of 600
The deal goes to a lender that fits the machine or truck, the price and your business.
- 04Then
Get it working
You sign, the seller gets paid, and the machine goes to work.
Buying before year-end
To count for 2026, it has to be working by December 31.
Under federal Section 179, new, used and financed machines may qualify, in the year they're placed in service. Banks can take weeks, so start now while there's time to get the machine on site.
Federal rules. State rules differ, and California doesn't follow the federal limits. Whether your purchase qualifies depends on your business, so ask your tax professional.
Questions
Straight answers before you apply.
Will I get calls from other lenders?
No. Your details go to Tram and nobody else. Tram matches your deal with a lender and is the one person who calls you.
The dealer offered me 0%. Should I take it?
If you qualify and the payment works, take it. It's hard to beat. We help when it doesn't fit: a used machine or another brand the offer doesn't cover, a 0% term so short the payment is too high, or a dealer who said no.
It's used, or from a private seller. Can you finance it?
Yes. New or used, any brand, from a dealer, an auction or a private seller. Tell us the machine or truck and roughly what it costs.
Will this hit my credit?
Answering our questions doesn't pull your credit. If you decide to go ahead, the lender reviews your credit then.
My credit isn't perfect. Is that a problem?
Tell us roughly where it sits. With 600 lenders to work with, Tram will tell you straight whether there's one for your deal.
How much do I need to put down?
It depends on the machine, the price and your business. Reduced or no-down-payment programs may be available.
How long does it take?
The questions take about two minutes. After that it depends on the lender and the deal. If you're buying for year-end, start now so there's time to get the machine working before December 31.
See what you qualify for before December 31.
A few quick questions, about two minutes. If it's a fit, Tram calls you straight back.
Answering doesn't pull your credit.